Wisdom to BELIEVE

In collaboration with Rising Tide Capital

What do
we offer?

Wisdom to BELIEVE partners with Rising Tide Capital — a non-profit founded in 2004 by Alfa Demmellash and Alex Forrester whose mission is to transform lives and communities through entrepreneurship — to bring proven business and financing programs to our community.

Together we offer three programs:

Community Business Academy

A foundational course in business planning, budgeting, marketing, and operations for aspiring and early-stage owners.

Credit to Capital

Knowledge and tools to become financing-ready — supporting the journey from financial readiness to accessing the capital needed to thrive.

Business Acceleration Services

One-on-one guidance for existing businesses ready to scale revenue, systems, and staffing.

Community Business Academy

A foundational launchpad for aspiring business owners

The Community Business Academy equips business-minded individuals with a strong idea and a desire to own a small for-profit business. No prior business experience or degree is required to get started.

Built for For-Profit Ideas

Designed for individuals with a strong business idea and a desire to own a small for-profit business.

No Experience Required

No business experience or degree is required to participate.

Bilingual Classes

Classes are taught in both English and Spanish.

Non-Profit Referrals

Not for those certain about forming a non-profit; we can provide referrals to partner organizations for non-profit guidance.

Credit to Capital

From financial readiness to real funding

Credit to Capital provides entrepreneurs with the knowledge and tools to become financing-ready, supporting their journey from financial readiness to accessing the capital needed to thrive.

Financing Foundations Course
Access to Capital
Doc Prep (Loan Document Preparation)
One-on-One Coaching
Monthly Seminars & Workshops
Networking Opportunities

Business Acceleration Services

Scale revenue, systems, and staffing

Business Acceleration Services provide one-on-one guidance and ongoing support for existing businesses ready to grow — helping entrepreneurs turn momentum into sustainable expansion.

90 Day Action Plan

A structured 90-day roadmap to set goals, prioritize actions, and accelerate business momentum.

Networking Opportunities

Connect with fellow entrepreneurs, mentors, and industry partners to grow your circle of support.

Access to Markets

Gain exposure to new customer bases and channels to expand your reach and revenue.

Bi-monthly Client Newsletter

Stay informed with regular updates, resources, and opportunities delivered straight to your inbox.

One-on-One Coaching

Personalized guidance from a business coach to tackle challenges and build a plan for growth.

Monthly Seminars & Workshops

Continuous learning through monthly sessions designed to sharpen skills and keep your business moving forward.

Who should apply?

Curious about financing and ready for the next step

Preference goes to those actively seeking financing within six months, but all are welcome to apply. Open to Community Business Academy graduates and entrepreneurs with active businesses. Scholarships available.

Curious About Financing

Explore what the process entails from start to finish.

Ready to Apply

Learn how to submit a strong, successful application.

Seeking Funding Soon

Preference for those pursuing financing within six months.

All Are Welcome

Every motivated entrepreneur is encouraged to apply.

Ready to write the next chapter of your money story?

Rolling

Cohorts enrolling now

4

Live sessions + self-paced coursework

100%

Virtual · Zoom

Financing Foundations · Level 1 → Credit to Capital Level 2 (12 weeks + full loan access)